Literally millions of passionate entrepreneurs and business owners define Main Street USA, creating the vast majority of jobs in every neighborhood.
We provide lending solutions serving well over a dozen industries, allowing us to finance most businesses nationwide.
Franchising is an excellent way to own a business without taking on all the initial startup fees and marketing costs. However, you will need funding to prepare for the opening day such as supplies, training, advertising, and equipment. These costs are essential to the success of your business, and you will need them when you purchase the business, not after. Our expansive loan options are perfect for aspiring franchise owners.
Churches and religious organizations often need extra funding for things such as remodeling, updating, and even fundraising efforts. Although some funds are generated by congregational donations, and tax relief programs, there are likely areas where funds are restricted. We offer financing for churches with very few usage restrictions, allowing religious organizations to spend funding where it is needed most. Most of these loan programs require little or no collateral and offer easy repayment options for nonprofit religious organizations.
Unlike public schools, charter schools are almost entirely privately funded, and often do not receive the total amount of funds required to purchase teaching and learning essentials. Books, art supplies, testing materials, and even playground or cafeteria upgrades require a large amount of funding. Our financing options for charter schools can be used for anything from the purchase of paintbrushes and pencils to new multi-line telephone systems and parking lot expansions.
Financing for the healthcare field can often be a grey area in the funding world, making it difficult for these business owners to obtain financing. Medical professionals and business owners know how important it is to stay up-to-date with their practices. Our funding can be used to purchase advanced equipment, upgrade your waiting room, or pay employee wages and benefits. When it comes to funding needs, the healthcare and medical field are no exception to the scope and variety of loans offered.
Equipment rentals, building materials, insurance, and employee wages can become overwhelming when monies are tied up in invoices and purchase orders. While waiting for clients to remit payment, bills and other obligations suffer in the interim. We offer a variety of funding options to help construction projects stay on track, while easily covering bill payment and employee wages. Funds can be used to purchase equipment, tools, materials, wages, insurance, upgrades, and advertising with very few restrictions.
In the business of making people comfortable, no expense should be spared. Hotel owners are aware of the importance of maintaining constant facility upgrades, implementing new programs for customer satisfaction, employee training, and effective advertising. The funding needed for these essentials is often not readily available to hotel owners, however with our hospitality business loans you can receive funding for daily operations, facility improvements, advertising, and construction projects without the restrictions of traditional loans.
Manufacturers face many different challenges than typical business’ that require alternative funding. Huge client orders that require large amounts of materials, and time to complete, can often cause huge financial trouble for manufacturing companies. We offer funding that can be used to pay purchase orders, employee wages, and fund operations while you are waiting for client payments. With little to no collateral, manufacturing businesses can use funds to stay afloat even when finances are tied up in purchase orders.
Restaurant owners are faced with financial challenges daily such as meeting sales goals, paying for truckloads of ingredients and supplies, and meeting employee wage requirements. We offer financing options for large and small restaurant owners, with very few usage restrictions. A sanitary and safe eating environment is essential and can be easily maintained with our financing and loan options.
Contractor business owners require funding to purchase new or upgraded tools, required materials, and equipment on a regular basis. Our Contractor loan options provide financing to business owners with valid references, and a track record of good business practices. If purchase orders cause money to be delayed, our funds can be used to finance the start of a large project. Business owners can also use funds to purchase new or upgraded equipment and tools to make the job safer and easier.
Large commercial and industrial companies often require extra funding for purchasing equipment, inventory, and advertising. The purchase of large machinery, or specialized equipment, can easily absorb large amounts of finances. Our commercial and industrial loan funding can be used to purchase inventory, materials, and supplies, to fund a large advertising effort, or to pay employee wages, benefits, and insurance. Alternative funding allows large commercial and industrial firms to spend their funds where they are needed most, such as maintaining safe working conditions.
Obtaining financing in a nonprofit space allows you to invest more funds into advertising and fundraising than your donors may be able to provide. Too often, nonprofits are soliciting donations for their cause, but fail to raise the money needed to perform daily operations. Strict reporting guidelines, and fund use restrictions often make donated funds completely off limits for daily finance needs. To help, we offer a variety of loans and financing options for nonprofit organizations, which can be used to pay employees, finance construction projects and upgrades, or to update programs and systems.
Investing in real estate is a very lucrative business, and when financed from the very beginning, will continue to be successful for the life of the organization. Our loans provide the financing and flexibility required for this broad range of needs including acquisition, construction and development, permanent, and lines of credit. Most real estate investment financing options for business’ offer flexible repayment options, and require little to no additional collateral, making them highly attainable even by those just starting out.
Businesses filed under the SBA 8a program may be eligible for specialized funding options to offset business costs. Funds can be used for the purchase of a business real estate, materials or inventory, employee wages, utility bills, construction projects, upgrades, and even insurance and advertising. We offer a variety of loans with little to no collateral requirements, making them accessible to small and large 8a businesses.
Businesses registered as ACDBE and/or DBE are often denied loans from traditional banks. We offer funding options for these disadvantaged business owners to finance purchase orders, fund construction projects and to pay employee wages. Generally, funds cannot be used to purchase equipment or to pay long-term debt. ACDBE and DBE entities are typically not eligible for traditional loans, but our lending network is very comfortable financing projects, material purchases, employee wages and benefits, and even insurance.
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